API ReferenceChangelog

How fast is it?

Our core business is to provide enrichment in real time. While latency varies depending on a number of factors, our p99 enrichment processing time is sub-75 ms.
To minimize network latency with your servers, we operate both east and west coast infrastructures.

What is an acquirerId?

An acquirerID is an ID assigned to a merchant by the payment networks. It may also be known by several other names including "network ID", "card acceptor ID", or "merchant ID".

This is an alphanumeric string with a maximum length of 15 characters.

In the ISO 8582 protocol it is represented by field 42.

What are third parties?

Third parties are entities that are involved in a transaction in some way, but not the direct recipient (the “counterparty”). This can include delivery services, buy-now-pay-later providers, payment processors, and POS systems.

learn more about third parties

What if I notice a data problem?

We are constantly working to improve and verify our data. If you notice an issue in an enrichment, please utilize our error reporting endpoint, message us on Slack, or reach out to [email protected] so that we can correct it.

Why are the counterparty and location fields arrays?

These lists will typically return a single item per transaction; however, there may be cases where we can't be sure of the exact counterparty or location. To avoid false positives, in these situations we will return multiple results accompanied by a matchScore indicating how confident we are about each result.

learn more

What regions do you support?

We currently focus on enriching transactions with United States merchants.

How do I get access?

Please contact us at [email protected], or click "Request Access" on our website.

Spending Controls

For questions about spending controls, please see the Spending Controls FAQ.